The river has it’s ups and downs


Upper Landing September 18

There is a ruler in the center of the picture and it was almost completely under water 3 months ago. The Mississippi River doesn’t seem to be as low as it was last year at this time but it is lower than it has been during the average September and about 25 feet lower than it was during the epic summer flood.


Taken Late June 2014

Last June I had to stand on the sidewalk above the walking path because even the walking path was under water.


Sneak Preivew

It is Friday and Fridays are for fun. I thought I would give a sneak preview of some fall leaves incase anyone has forgotten how beautiful fall can be. it only lasts about a week and it will be stating soon. Each of these pictures was taken right here in St. Paul at one of our many lovely parks.

fall trees


maple leaves


Oak leaves

Home Improvement

Have the furnace serviced

Last year we had our furnace looked at before the heating season started which is why we were able to get it replaced before it got really cold out. I hate to sound like your father but it is a good ideas especially here in Minnesota where it gets so cold to schedule a furnace tune-up every fall. It generally costs less to get work done in late summer or early fall than it does during the heating season.

I see a lot of houses with old furnaces that have been well maintained. They really do last longer with regular maintenance. Personally I am not a fan of the service plans but I am a fan of service.

If you are selling your home this fall or winter it is a good idea to have the furnace or boiler serviced and save the receipt or even tape it to the furnace. Buyers who are closing on homes this fall should either have the furnaced tuned up or should make sure that the seller has already taken care of it.



Home inspector – Experience matters

electricalpannelOver the years I have been on a lot of home inspections with home buyers. I almost feel as though I can inspect a home myself . . . but of course I can’t because I am not qualified.  I often see and point out problem areas to home buyers and sellers but I add that a professional should have a look.

There is a world of difference between a good inspector and a bad one. The good home inspectors have some experience, the really great one have a lot of experience. Each home and each inspection is a little different and each experience teaches us something if we are open to learning.

The best home inspectors are able to anticipate and recommend future repairs and maintenance and they can tell the potential buyer a lot about the home and how it has been used. A home buyers inspection should not be just about finding problem areas it should be educational so that the buyer or buyers understand what they are buying.

To be honest I don’t always have a lot of faith in the home inspection franchise companies and have had the best luck with the self employed small inspection company inspectors. Often they are sole proprietors. One of the best ways to find a good home inspector is to ask friends and family who have recently purchased homes or ask a real estate agent.


Lofts, Condos & Townhouses

The home owners association

IMG_1138t_edited-1_wOver the years I have gotten familiar with several condominium homeowner associations.  I’ll admit I have a bias and usually prefer the associations that are professionally managed as opposed to those who are run by members who volunteer.

Sometimes the volunteers are a little over zealous. I recently encountered one association office who liked to peak in windows and look inside of garage. He is retired and has all day to lurk around the townhouses and make sure rules are being followed. Some of the townhouse owners just love the way someone is keeping an eye on things and others are kind of creeped out by it.

Older established associations where there is little turnover in the board of directors or among the property owners take on a kind of personality and “culture” that can be difficult for a new member to adjust to.

In some associations no one wants to be on the board of directors and members only get involved when there is a problem and even then it is hard to engage property owners and get them to help make decisions.

In Minnesota anyone buying a property that is subject to a homeowners association has the right to review the association financials and rules before committing to the purchase. In fact there is a 10 day recision period which means a buyer can back out of the purchase if he or she doesn’t like the rules or the financials don’t look good. Some buyers simply glance at the documents and say yes while others study them closely and ask questions.

Sometimes I can kind of tell how well run an association is just by looking at the common areas of a property. If the association is responsible for lawn care and snow removal and the lawn looks horrible or the sidewalks are covered with snow several days after a snow storm that is a clue that the association may not be managing the property. If the laundry room is dirty and the hallways have burnt out lights and cobwebs in the corners that could be a sign that no one cares.

In addition to looking at association documents, looking around the property and calling the association with any questions perspective buyers should also take the time to talk to the neighbors. Ask open ended questions like: “What do you like the most about your home owners association?” and of course “What do you like the least”?

Also see: Association dues do the math  Condos and Due diligence

For Home Sellers

The dated house

This past year i have had the privilege of selling several homes that perspective buyers called “dated”. Yes it is possible to sell a home with dated decor with a dated floor plan and a dated kitchen. It is a little easier to do if the mechanicals such as the furnace and water heater are not dated. It also helps if the roof is in good shape and if the dated appliances are all in working order.

I provide a lot of photos with my listings so I don’t think there are many surprises.  A home that needs a little updating can be a wonderful opportunity to change and personalize a home. Some homes with dated decor are less expensive than homes that have been updated.

Buyers who do not want to update anything should look at photos of each home carefully before deciding to see it.

Styles come and go. I like to call some of the homes I see “retro”. Last winter I sold one that had much of the original 1950′s hardware and a working Tappan 400 stove and old school casement windows. The buyer was thrilled to have a genuine mid-century modern house and did not plan on updating much of anything.

I always encourage the owners of dated homes to freshen up the paint and possibly replace flooring to make the home a little more salable. Removing wall paper really helps too but I have had sellers who were so in love with the wallpaper border that they could not take it down.

If everything is clean and in good repair the home will sell even if it has a kind of 1980′s flavor. One persons dated house is another person’s treasure or opportunity.

Tappan 400


Teresa Boardman
Realtor®, MN,
Licensed Broker
Saint Paul Home Realty
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Photos of St. Paul
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