Maybe next year . . .

Christmas wreath
Holiday decorations

I have been reading the predictions for the housing market for 2024. People who work in the real estate industry are predicting another marvelous year.  Those predictions are good for the moral of real estate agents everywhere.

Most experts are predicting that mortgage interest rates will go down which will make homes more affordable for many but they are still expensive and too expensive for some. Those who can buy are going to have some challenges because home owners who are locked into mortgages are not going to jump at the chance to sell and end up with a larger mortgage.

In other words next year probably isn’t going to be a great year for most home buyers. Will people buy houses? Absolutely.

For those who managed to bag a house this year before the holidays I have a poem that I wrote thith help from AI:

No more carols sung in rented halls,
No more dreams confined by thin, shared walls.
This Christmastide, a joy most bright,
Your own brick haven bathed in winter’s light.

The stress of offers, papers piled high,
Fades in the glow of hearthfire’s sigh.
Keys jingle soft, a whispered chime,
Your first Yule log, burning bold and prime.

Stars peek through gables, frosted white,
As laughter dances through the halls at night.
Stocking stockings by the cozy fire,
Whispers of wishes rising ever higher.

Cinnamon scents and sugared plums,
Warmth seeping through every room.
Children’s eyes wide with Christmas cheer,
Building worlds on floors, year after year.

No landlord’s grumbles, no paint chipped thin,
This nest belongs to you, within, within.
From porch swing swaying in the frosted air,
To whispered secrets on the bedroom stair.

So raise a glass, let carols sound,
Cheers to your haven, newly found.
May every joy this season bring,
Fill your home with endless winter’s spring.

For this Christmas, wrapped in frosted bliss,
You’ve gifted yourself happiness.

Merry Christmas, new homeowners bold,
May your stories, like snowflakes, forever unfold.

If homeownership is a goal for 2024 now is the time to get started. Talk to a lender today.

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