What a truly fantastic Friday


It is Friday and Fridays are for fun. I would like to make Friday great again and I can believe me. I can make it terrific. It will be amazing and I am not saying that in a braggadocious way. I know how to win and when I do Friday will be fantastic, believe me. It will be so fantastic that everyone will get tired of it.

I’ll start by building a wall in-between Friday and Monday. I’ll build a wall and I’ll get Monday to pay for it.

The widening net wealth gap

Right now average monthly rents are higher in St. Paul than the average house payment, making owning attractive to many. It never ceases to amaze me the way a person can pay rent each month but not be qualified to buy a home and pay less each month but it happens.

Owning real estate is a strategy for building wealth. Homeownership takes planning. There are downpayment assistance programs and loans that require less than 5% down.

 

Net worth - NAR
Net worth – NAR

Today is the big day Minnesota!

Milkweed

Today, July 1st 2017,  is a historic occasion. It is the first Sunday ever in the history of the state that liquor stores can be open and we can buy alcoholic beverages Sunday. People are quick to remind me that not all liquor stores will be open and not everyone is happy with the new law.

Banning the sale of liquor in Sunday was a “blue law”. Blue laws date back to colonial times and were made for religious reasons. It has always been legal to drink on Sunday in Minnesota and alcoholic beverages are sold in bars and restaurants.

Some liquor stores will stay closed and I respect that. As a self employed person I have choices about when I work. I don’t work every weekend. I take the major holidays off completely.

Many people work on weekends. Some people work two jobs. Some people have religious beliefs that include celebrations on Saturday not on Sunday.

I plan to mark this historic occasion by stopping at the neighborhood liquor store and buying a bottle of wine. It will be the first time in my life that I have ever made a purchase in a liquor store on a Sunday. Up to now I have always planned ahead or managed without.

There are still 11 states that do not allow liquor sales on Sundays. Alabama, Indiana, Mississippi, Montana, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Utah, and West Virginia.