Homeless in St. Paul

The number one cause of homelessness is a lack of affordable housing. Once a person becomes homeless keeping or getting a job becomes much more difficult. There are camps all over the city where people live in tents even in the winter.

There was and maybe still is a large homeless camp just below the cathedral along the freeway.

homeless in St.. Paul
Homeless camp

There are camps in the woods along the river unless the river floods. There are abandoned sleeping bags, tents, and clothing in parks and near the camps. Sometimes people camp at the boat landing near downtown.

According to a report and action plan from the Interagency Council on homelessness, there are some groups of people who are more likely to become homeless than others and the number of people who are 55 and older who are homeless is rising rapidly along with the number of young people who are homeless. There are disparities based on race and people become homeless as a result of domestic violence. You can find the report here.

 

Here are some statistics from the Interagency Council on Homelessness

Homelessness in Minnesota

As housing costs continue to rise faster than wages the problem may grow. Home builders have been saying for years that they can not build affordable housing and make a profit. Most new construction housing is very expensive.

I am not sure if it is the answer but we lack micro apartments and of course, local zoning laws prohibit tiny houses.

Confusing and deliberately misleading

Turret

The world of marketing homes for sale on web sites is misleading, sometimes deliberately so. I saw an advertisement in a neighborhood newspaper about how many visits the web site of a local real estate company gets and how home sellers should have their home listed on it.

The ad more or less says that if you want your home listed for sale on our website then you need to list it with one of our agents. What the add doesn’t say is that if you list your home with any agent from any local real estate company it will end up on our site and appear to be one of our listings.

When someone lists a home with a local real estate company, and we can use my company as an example, the same information appears about the home appears on like a zillion web sites. Usually, the listing information is fed directly to participating sites directly from the MLS. The same feed also sends it to Zillow and Realtor(dot) com and many other sites.

As a home seller if it is important to you to have your home listed on the web sites of the largest local companies or on the web sites with the most traffic listing your home with any REALTOR® from any real estate company should work.

The system may be confusing but it also gets all of the agents in the area competing to find a buyer for all of the homes that are listed. Your house is also used as bait by agents who pay to get “leads” from sites like Zillow.

Real estate agents pay to have their contact information next to the listings. In fact, the reason the sites are free to consumers is because of advertising revenue from real estate agents. Yet consumers often see the site as an alternative to real estate agents.

People who are selling their home without listing it with an agent can and should list it on Zillow. There is no one place where all of the homes that are for sale by owner are listed so it is important to go where the traffic is.

The spring market is heating up. The number of homes for sale was up slightly from record-breaking lows but in the last few weeks home buyers have been shopping again and making offers. We are still in a strong seller’s market.

Also see: Broker reciprocity

Also, see:  Agency

Don’t buy or sell real estate right after a breakup

Bleeding heart

People do not make the best decisions right after s divorce or a death. Rebound real estate can end up being the most expensive real estate of all.

Right after the holidays, I start getting calls from people who want to move. For some of them, the move will be because of a divorce or a break up with a partner. They wait until after the holidays and then begin making plans.

Some will want to buy another house. I call it a rebound house. Please think before you buy the rebound house because it is the home purchased shortly after a divorce or the break-up of a long term relationship. The rebound homes that are purchased don’t always work out in the long run. Go out and rent an apartment and give yourself a year or so before buying real estate.

During breakups, people often look at their move as moving away from something or someone. It might be best to think in terms of moving toward something like a new life. Where do you want to be? Where do you see yourself in five years? If there is no mental picture then making a long term commitment like buying a home is not the best choice.

I have listed homes for a few people who bought the home shortly after a break-up. In each case, they felt they owned it for a short time and felt they had made a mistake. They did not look at enough homes, they got themselves in over their heads financially, or they just paid too much for what they bought because they wanted to get on with their lives and in their haste failed to do their homework.

Buying a home is a big step, please wait until you are ready to make a good decision.

The poopless moose

It is Friday and Fridays are for fun. The holiday season was a little rough at my house. We had a death in the family and then a week later our dog crossed the rainbow bridge. There is more but Fridays are for fun. . . .

There was one highlight for me over the holidays and that is when I went shopping on Christmas Eve and I liked it. I went to a Rosedale Mall. I’ll admit it has been a few years since I have shopped in a mall. It was fun to look in the shops and see things I have never seen before. I bought some jewelry, candy, and sweaters to give as gifts to my family and friends.

I also enjoyed the moose at the mall. There is just something about a giant moose, especially one that doesn’t poop.

moose
Poopless moose
moose
moose

Small business Saturday 2018

Brick commercial buildings on west 7th street
Businesses on West 7th

I am not much of a shopper but today is small business Saturday and I will spend money in my own community. I’ll start the day by buying some donuts from a local bakery for my dad. Later I’ll grab a cup of coffee at the local coffee shop. Throughout the holiday season, I’ll choose small neighborhood restaurants.

Shop local because it is good for the community and most of the money you spend will stay in the community. I am a small business owner. Profits from my business get spent right in my neighborhood.

Don’t wait for small business Saturday. Buy local all year long.  Don’t spend your whole life working for someone else. Think about starting your own local business. Consider Boardman Realty for help buying or selling real estate. We are small and locally owned and woman-owned and operated.

Happy buy nothing day

It is Fridays and Fridays are for fun. Most people have heard of Black Friday but have you heard of Buy Nothing Day? The day after Thanksgiving is also International Buy Nothing Day. Buy nothing day has been around since 1992 but it doesn’t get much attention.

It is also Free Park Friday at all Minnesota State Parks. Our state parks are lovely places to go and buy nothing.

Black Friday should be epic this year. Unemployment is low and people seem to be generally optimistic about the economy. I can totally understand why people are out taking advantage of the Black Friday sales.

I’ll be celebrating buy nothing day because I can. I’ll spend part of the day planning how I’ll give gifts to family and friends this year without buying anything new.

Christmas tree, Landmark Plaza, Downtown St. Paul – Rice Park is closed for reconstruction.