
This is the first time an un-elected foreign national has the power to tamper with, destroy, or turn off the payment system for tax refunds, Social Security checks, Medicare payments and so much more. Think of it as the government checkbook.
You can find numerous news stories about how Elon Musk and his team can access and control the US treasury payment system have access to all of our social security numbers and more.
Our elected representatives in the legislative branch of government are posting about it on social media instead of trying to stop what looks like a hostile takeover of the government.
Why freeze your credit?
Freezing your credit prevents others from opening new lines of credit in your name. Once someone has your social security number they can use it to apply for credit cards and they can even get your tax refund.
To freeze your credit, you can contact each of the three major credit reporting agencies: Equifax, Experian, and TransUnion. You can request a freeze by phone, mail, or online.
How to request a freeze
- Contact the credit bureau you want to freeze
- Provide your name, Social Security number, date of birth, and address
- If you’re requesting a freeze online, you may need to create an account and provide additional information to verify your identity
How to contact the credit bureaus
Equifax
You can call 1-800-349-9960 or mail a request to PO Box 105788, Atlanta, GA 30348
Experian
You can call 1-888-397-3742 or mail a request to PO Box 9554, Allen, TX 75013
TransUnion
You can call 1-888-909-8872 or mail a request to PO Box 2000, Chester, PA 19016
You can freeze and unfreeze your credit as many times as you want, and it’s free. You will need to unfreeze it when applying for a mortgage or auto loan.