With home ownership comes responsibility for repairs and maintenance. We never really know when something is going to start leaking or stop working. It can happen at any time. It can even happen the day you move in.
There isn’t anything in a home that can’t wear out or break, which is why it is important to have an emergency fund.
One way to build a fund is to start with $100 and add $50 to $100 a month, every month without fail. It doesn’t sound like much but it will add up.
When something breaks or stops working have it fixed as soon as possible.
I like to consult Youtube.com. Sometimes we can do our own repairs and use emergency funds for parts and tools.