• St. Paul MN
  • International overdose awareness day

    International overdose awareness day

    Until last year was totally unaware of International Overdose Awareness day, which is today August 31.

    “International Overdose Awareness Day (IOAD) is a global event held on August 31st each year and aims to raise awareness of overdose and reduce the stigma of a drug-related death. It also acknowledges the grief felt by families and friends remembering those who have met with death or permanent injury as a result of drug overdose”.

    My nephew died of an overdose of heroine mixed with fentanyl and other chemicals last October, less than two months before his 21st birthday. During the weekend of my nephews overdose there were a record breaking 74 overdoses in the area that were reported. Authorities said that heroin laced with fentanyl was the reason. We believe that my nephew’s overdose was an accident. He was a drug addict and he bought it on the streets in Chicago and it was mixed with other poisons including fentanyl.

    My nephew lived in an Illinois suburb about 30 minutes from downtown Chicago. The heroin epidemic, and it is an epidemic, has hit suburbs and small towns from coast to coast. Prior to my nephews death I did not know that there is a Heroin epidemic and it often starts with addiction to prescription opioid pain killers. There is an antidote for opioid poisoning called Narcan. 

    I used to think of Heroin as a drug that people used in the 1970’s and had no idea that it has made a huge comeback. We tend to punish heroin addicts rather than treating them like we would treat any other person with an illness.

    Never  did I ever imagine that a family member would die of a heroin overdose. I can not even describe the grief that he left behind. A family has been forever changed and his parents will grieve for him for the rest of their lives.  We will always wonder about what might have been and if we could have somehow saved him.  #OverdoseAware2016

    Take a few moments today to learn more about heroin overdoses in your community.

  • For Home buyers
  • Where is your deed?

    Deeds
    Deeds

    If you buy a home in Minnesota you will leave the closing with a pile of papers. From that pile you may need the copy of the deed if you want to homestead the property but after that you will probably never look at it again.

    Some closing costs may be tax deductible. It is good to have a record of those closing costs and it might not be a bad idea to hang onto them for 6 or 7 years.

    If you lose every piece of paper you walk away from the closing with you will still own your home AND if you have a mortgage the payments will still be due each month. Real estate purchases and sales are recorded in the county the real estate is located in. Loss of paperwork will not result in the loss of your home.

    If copies of documents are needed they can be obtained from the county. If there is a question about ownership of a piece of real estate the county that the property is located in is a great place to start the search.

    There was a time when paper deeds were kind of interesting. I have a bunch of them and they go back to the mid 1880’s. As the first born, or the first born, of the first born, etc., I became the care taker of the “family papers” and some family members too.

  • General
  • Back to small business sales

    silver maple
    Maple leaves

    School starts in a couple of weeks. There are a lot of sales and it is a great time to buy office supplies, computers, small electronics, bedding and other household items. I took advantage of the “college” section in one store and scored a pretty nice toaster and a new crockpot. Both were on sale. August seems to be the best time for sales on items that might be used in a dorm room.

    September is the month for buying office supplies. My business is fairly paperless but I do use some office supplies and this is the time of year that I stock up for the whole year. I’ll buy paper, pens, notebooks, folders and art supplies.

    Sometime between September and November I’ll be replacing my decade old laser printer with something smaller and wireless too.

    My own offspring are beyond school age . . which means I have money.

  • Local Market Conditions & home prices
  • The hot neighborhood graph

    chart of days on market

    I am not sure how to measure neighborhood hotness but it is a thing. People want to know which is the hottest, best or most desirable neighborhood.  There really isn’t such a thing as a best neighborhood but there is supply and demand. The chart I made has the average cumulative days on market (how long it takes to sell a house)

    Homes sell the fastest, followed by Summit Hill and Frog town comes in third place.

    Cumulative days on market represents how many days a home was on the market during the year. If the home is put on the market and then taken off and then put back on cumulative days counts all of the days.