Blog Archives
First Time Home Buyers

Closing costs

First time home buyers are often surprised when they find out about closing costs. Those pesky fees are in addition to the down payment. Lenders will provide detailed information about what those costs are but here are a few examples:

For Home buyers

Down payment assistance

The friendly folks at down payment resources, also known as DPR, alerted me that they have a new logo. I have had a link to the service on this site for many years. This week I sent the link to a

Mortgage & Finance

Contacting a lender

The first step in the home buying process isn’t looking for homes that are for sale. Getting pre-approved by a lender is the first step in the process. Offers on homes for sale need to include some kind of a

For Home buyers

How fast can a cash sale/purchase close?

I am currently working on a cash purchase with a home buyer. She made the offer about a week ago and wants to close today. Usually closings occur at least 30 days after we have an accepted offer because that

Mortgage & Finance

What about interest rates?

When I look at interest rates I like to look at the big picture. I do remember when interest rates were in the double digits and the last time my family had a mortgage the rate was 7%. Our highest

Mortgage & Finance

Low unemployment

I know there is underemployment in the Twin Cities but unemployment is fairly low. My recruiter friends tell me there are jobs in I.T. that are going unfilled  See [Minnesota HeadHunter] The government and the many local hospitals, and the University of


Teresa Boardman
Realtor®, MN,
Licensed Broker
Boardman Realty

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