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Mortgage & Finance

What about interest rates?

When I look at interest rates I like to look at the big picture. I do remember when interest rates were in the double digits and the last time my family had a mortgage the rate was 7%. Our highest

Mortgage & Finance

Low unemployment

I know there is underemployment in the Twin Cities but unemployment is fairly low. My recruiter friends tell me there are jobs in I.T. that are going unfilled  See [Minnesota HeadHunter] The government and the many local hospitals, and the University of

First Time Home Buyers

3% down is a thing

Various lenders have been contacting me and emailing me to let me know that starting December 15th which of course was a few days ago the 3% down payment conventional loan is a thing . . as in it is

For Home buyers

Is your lender good for three months?

So you have a pre-approval letter from your loan officer and it is good for three months. As you look for that perfect home to make an offer on you need to keep in touch with your lender because he or

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For Home Sellers

Be careful with home equity

The number of Home equity loans being applied for is up again. That means that home owners are more confident about the future and about home values which is a good thing. However every year people come to me who want

Mortgage & Finance

Silly advice about mortgages

There is all sorts of advice on the internet about why it is a bad idea to pay off your mortgage.  For people who have mortgages with a penalty for early payment, paying it off might be a bad idea. Borrowing

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Teresa Boardman
Realtor®, MN,
Licensed Broker
Boardman Realty
651-216-4603
teresa(at)tboardman.com
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