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For Home Sellers

Be careful with home equity

The number of Home equity loans being applied for isĀ up again. That means that home owners are more confident about the future and about home values which is a good thing. However every year people come to me who want

Mortgage & Finance

Silly advice about mortgages

There is all sorts of advice on the internet about why it is a bad idea to pay off your mortgage.  For people who have mortgages with a penalty for early payment, paying it off might be a bad idea. Borrowing

Mortgage & Finance

Making energy efficent furnaces affordable

Furnaces are expensive and so are roofs and windows. I recently talked to a neighbor who says her furnace has not worked properly for three years and she can not afford a new one.  furnace There are some low interest

First Time Home Buyers

The best lenders

phone icon  The best lenders return phone calls and emails.  It really isn’t all that hard to tell who will be responsive and who won’t be.  Just pick up the phone and call or send some email.  People who are

Mortgage & Finance

Where is the money?

coin cuz I don’t have a wad of bills Over the years I have had the privilege of working with a lot of lenders from many different banks and mortgage companies.  They are not all the same.  When I get an

For Home buyers

That was then this is now

   According to the Freddie Mac Mortgage rate survey the average mortgage rate is 3.41%.  In April of 2003 the average rate was 5.81%. [see 30 year fixed mortgage rates on the Freddie Mac web site] In March of 2003

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Teresa Boardman
Realtor®, MN,
Licensed Broker
Saint Paul Home Realty
651-216-4603
teresa(at)tboardman.com
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