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Mortgage & Finance

Contacting a lender

The first step in the home buying process isn’t looking for homes that are for sale. Getting pre-approved by a lender is the first step in the process. Offers on homes for sale need to include some kind of a

For Home buyers

How fast can a cash sale/purchase close?

I am currently working on a cash purchase with a home buyer. She made the offer about a week ago and wants to close today. Usually closings occur at least 30 days after we have an accepted offer because that

Mortgage & Finance

What about interest rates?

When I look at interest rates I like to look at the big picture. I do remember when interest rates were in the double digits and the last time my family had a mortgage the rate was 7%. Our highest

Mortgage & Finance

Low unemployment

I know there is underemployment in the Twin Cities but unemployment is fairly low. My recruiter friends tell me there are jobs in I.T. that are going unfilled  See [Minnesota HeadHunter] The government and the many local hospitals, and the University of

First Time Home Buyers

3% down is a thing

Various lenders have been contacting me and emailing me to let me know that starting December 15th which of course was a few days ago the 3% down payment conventional loan is a thing . . as in it is

For Home buyers

Is your lender good for three months?

So you have a pre-approval letter from your loan officer and it is good for three months. As you look for that perfect home to make an offer on you need to keep in touch with your lender because he or

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Teresa Boardman
Realtor®, MN,
Licensed Broker
Boardman Realty
651-216-4603
teresa(at)tboardman.com
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