Blog Archives
First Time Home Buyers

Don’t wait for an open house

I get calls from people who want to see houses and they ask me when the next open house is going to be. Many of the homes on the market never have an open house. There is no evidence that

First Time Home Buyers

3% down is a thing

Various lenders have been contacting me and emailing me to let me know that starting December 15th which of course was a few days ago the 3% down payment conventional loan is a thing . . as in it is

First Time Home Buyers

Questions home buyers have

I can answer many of the questions that home buyers have but not all of them. Here are a few I can’t answer: 1.  How much will this home be worth in five years? 2.  Will this condo association levy

First Time Home Buyers

First time home buyer?

There may be some new mortgage products that only require a 3% downpayment. If you are a first time homebuyer ask your lender. There are almost always special programs available for first time homebuyers. They are ever changing and your

First Time Home Buyers

Car Vs. House

I remember how hard it was to save up for a down payment on a house. We had young children and I had some student loans. We were able to take advantage of a first time home buyer program that

First Time Home Buyers

Home ownership still important

After the crash of the housing market homeownership kind of got a bad rap which makes sense because there were so many people who had negative equity.  As people continue to make mortgage payments and home values go up instead

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Teresa Boardman
Realtor®, MN,
Licensed Broker
Saint Paul Home Realty
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