If you are planning on buying a home before the year is over it is time to get started. Allow yourself six months to find and to close on a house. You don’t want to be rushed or feel pressured. Buying a home is a big deal, and you will live with your decision for many years.
The very first step is to get your financial house in order. If it isn’t in order wait until next year before buying. The second step is to meet with a lender. You really need to know what you can afford and how much you want to pay before you start the house hunt.
It will take a couple of months to find the right home an one you find it allow at least 30 days from the time you make an offer until you close and become a homeowner. You may not get the first home you make an offer on. Sometimes people let the best house get away because they are no yet pre-approved, or they decide to wait until the price drops.
When looking for home buying advice stay local. Real estate is local and is regulated at the state level. The laws and even the business practices differ by local. The rules in Minnesota are different than those in California which is the real estate advice capital of the US because they have over 158K members as compared with 16,448 Minnesota members.