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If you are  buying or selling a home that is within the city limits or St. Paul you need a truth in housing report.  The home owner pays to have an inspector who is a approved by the city do a complete inspection of the home.  

Here is a secret that many Realtors don't know.  Anyone can view a truth in housing report on the internet. 

If you are a buyer and want to know more about a home before going to see it look at the truth in housing report.  The older homes in St. Paul often have multiple comments or code violations.  Home owners are not required to fix anything except all homes must have a hard wired smoke detector.

Sellers can get a list of the most common deficiencies and fix them before the inspection. It isn't a bad idea for buyers to check out the list of common deficiencies so that the truth in housing reports make more sense.  I think I have seen a zillion of them.